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New listing in Central Abbotsford, Abbotsford

We have listed a new property at 11 2830 BOURQUIN CRES W in Abbotsford. See details here

An End unit in the family & pet friendly Abbotsford Court! Lots of space for the whole family among 3 levels. Great main level floor plan with large kitchen/ living room area, upstairs you'll find 3 bedrooms. Bring your ideas for the basement, currently used as a rec room, large laundry room and storage space. Recent updates include all new appliances, brand new hot water tank, both bathrooms reno'd 2022, patio cover 2023, windows 2021 and a privacy fence in the spacious backyard. Well run complex with playground area and new pavement recently done throughout. Fantastic central location with just a short walk to Seven Oaks Mall and Mill Lake. Open Houses Sat Apr 13th 2 to 4 & Sun Apr 14th 2:30 to 4.

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Open House. Open House on Saturday, April 13, 2024 2:00PM - 4:00PM

Please visit our Open House at 11 2830 BOURQUIN CRES W in Abbotsford. See details here

Open House on Saturday, April 13, 2024 2:00PM - 4:00PM

An End unit in the family & pet friendly Abbotsford Court! Lots of space for the whole family among 3 levels. Great main level floor plan with large kitchen/ living room area, upstairs you'll find 3 bedrooms. Bring your ideas for the basement, currently used as a rec room, large laundry room and storage space. Recent updates include all new appliances, brand new hot water tank, both bathrooms reno'd 2022, patio cover 2023, windows 2021 and a privacy fence in the spacious backyard. Well run complex with playground area and new pavement recently done throughout. Fantastic central location with just a short walk to Seven Oaks Mall and Mill Lake. Open Houses Sat Apr 13th 2 to 4 & Sun Apr 14th 2:30 to 4.

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Open House. Open House on Sunday, April 14, 2024 2:30PM - 4:00PM

Please visit our Open House at 11 2830 BOURQUIN CRES W in Abbotsford. See details here

Open House on Sunday, April 14, 2024 2:30PM - 4:00PM

An End unit in the family & pet friendly Abbotsford Court! Lots of space for the whole family among 3 levels. Great main level floor plan with large kitchen/ living room area, upstairs you'll find 3 bedrooms. Bring your ideas for the basement, currently used as a rec room, large laundry room and storage space. Recent updates include all new appliances, brand new hot water tank, both bathrooms reno'd 2022, patio cover 2023, windows 2021 and a privacy fence in the spacious backyard. Well run complex with playground area and new pavement recently done throughout. Fantastic central location with just a short walk to Seven Oaks Mall and Mill Lake. Open Houses Sat Apr 13th 2 to 4 & Sun Apr 14th 2:30 to 4.

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Rebates, Incentives and Grants: Our Top 10 Ways to Save Money

This list of incentives, rebates, and grants available to current and future homeowners is our version of professional coupon clipping; Home Owner Edition.

Whether you're upgrading an appliance or saving for your first home, saving money where possible and taking advantage of free money is always a good idea.

Two new programs were launched this year: one for seniors (including family members living with seniors) and one for first-time homebuyers. If you can't benefit from any of these, chances are you know someone who can, so please feel free to share!



Property Transfer TaxThere are two ways to save on the P.T.T.: be a first time home buyer or purchase a new build. The exemption is available for first time buyers on properties priced up to $500,000 (and a partial exemption on prices up to $525,000) and on purchasing a new build up to $750,000 (and a partial exemption on prices up to $800,000). P.T.T. is a tax on home buyers only (not sellers) and if you qualify it can be a significant saving as rates are 1% on the 1st $100,000 (of the purchase price) and 2% on the remainder.  ***AS OF APRIL 1, 2024, THE THRESHOLD FOR FIRST TIME HOME BUYERS INCREASES TO $835,000 AND THE NEWLY BUILT HOME THRESHOLD INCREASES TO $1,100,000*** There are qualifications so please reach out if you need help to find out if you qualify. 


Tax Free First Home Savings Account

This new program to help first-time home buyers save for a home began this April 2023. The yearly limit is $8000, contributions are tax-deductible, withdrawals are tax-free and can be combined with your spouse to put towards your new home.  Lifetime limits are $40,000 per individual and $80,000 per couple. This can be combined with the HBP.


RRSP Home Buyers Plan

The HBP allows you to withdraw up to $35,000 from your RRSP to buy a qualifying home for yourself or a related person with a disability, and is required to be paid back in 15 years. This can be combined with the new FHSA.


First Time Home Buyers Tax CreditYou can claim up to $10,000 in 2022 ($5,000 in 2021 and previous years) for the purchase of a qualifying home if both of the following apply: You (or your spouse/common-law partner) acquired a qualifying home & you didn't live in a home that you or your spouse owned in the current year or in the 4previous calendar years to be considered a first time home buyer.  Our accountant sees A LOT of people missing out on this one and you can claim this retroactively.


Multigenerational Home Renovation Tax Credit

Another new program this year is available to families interested in constructing a secondary unit on their property. Eligible families can claim 15% on expenses up to $50,000, so long as the expenses are related to the renovation and incurred after January 1, 2023. The maximum claim is $7,500 and the secondary suite must be for seniors aged 65+ or adults over the age of 18 who are eligible for the disability tax credit within the taxation year that includes the end of the renovation period.


First Time Home Buyers Incentive The Canada Mortgage and Housing Corp offers a shared equity mortgage offered by the government, in which they invest in the property with you. The incentive is not interest bearing and does not require on-going payments, but you do have to repay the loan within a 25 year period or when sold, whichever comes first. CMHC will add to your down payment 5% of the purchase price on a resale property and 10% on a new property. ***THIS PROGRAM IS DISCONTINUED AS OF MARCH 21, 2024***


BC Home Owner GrantThis reduces property taxes for home owners with an assessed or partitioned value up to $1.65 million. Basic grant: up to $570 for principal residences in the Capital, Greater Vancouver and Fraser Valley regional districts; an additional grant of $200 to rural home owners elsewhere in BC; and an additional grant of $275 to seniors aged 65+, those permanently disabled, and veterans of certain wars. (Grant is available but reduced above the threshold of $1.65 million. Grant may be available retroactively if you qualified last year and didn’t apply.)


BC Seniors Home Renovation Tax CreditThe Home renovation tax credit for seniors and persons with disabilities (and family members living with seniors and persons with disabilities) assists eligible individuals with the cost of certain permanent home renovations to improve accessibility or be more functional or mobile at home. You can receive up to $1000.00 as a refundable tax credit.


BC Hydro and Fortis BC Home Energy RebatesBC Hydro and FortisBC offer home owners rebates for upgrades and improvements, including insulation, space and water heating systems and ventilation to reduce your energy bill. There’s even a bonus offer for completing three or more upgrades, and if you complete all of them, you can get up to $10,000.  Click here to see what you can do.


Clean BC Plan: EV Car and Home Charging Station IncentivesThe BC government (along with the Federal Government) offers rebates of up to $9000 for the purchase of a new electric vehicle. The BC Gov offers a rebate of up to $350 for a level 2 charger installed at home, and purchasing a used EV is P.S.T. exempt. BC also offers a program called Scrap-It: if you scrap your old gas vehicle under the program, you can receive a rebate of up to $500 on a qualifying new or used BEV, or up to $400 on a new or used PHEV.




We hope you found this list useful!  If you need help accessing any of these opportunities, or have a question, get in touch.

Steve & Selena

Follow along with us on social media:

Call or text us:
Steve604-302-3882
Selena236-258-6606

Email us:
Steve: hello@stevegobeil.com
Selena: hello@selenawallace.com 

On Google:
Steve Here & Selena Here 
 

#GrowWithUs


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New listing in Sunshine Valley, Hope & Area

We have listed a new property at 14894 PARKHILL BLVD in Sunshine Valley. See details here

So named for the trees on the property beautifully framed in the abundance of windows on all 3 floors; The Hemlock House is a custom built oasis nestled into the hills of Sunshine Valley. This contemporary chalet located in the gated community of Sunshine Village boasts stellar finishing and is being sold furnished. No luxury was overlooked from the custom sofas to the infrared sauna in the primary bathroom, the home was built as a retreat to foster a deep connection with nature. The home has a suite with separate entry that sleeps 6, ready for your visiting family wishing to go skiing or listing on AirBnB. There are too many features to list about this stunning abode and its location, please see the dedicated landing page for The Hemlock House. Link in Virtual Tour/Media/Brochure.

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SOLD!  35698 TIMBERLANE DR in Abbotsford

We have sold a property at 35698 TIMBERLANE DR in Abbotsford. See details here

Welcome to Timberlane's upscale charm with 2,939sqft of space in this elegant family home. This residence boasts a private, fully fenced backyard graced by mature magnolia, plum, and maple trees framing stunning views of the valley and mountains. Step inside to discover an updated modern kitchen and flooring, perfect for entertaining. The property includes a legal 2-bed, 2-bath suite with a separate entrance, offering income potential or space for guests. The new 2019 roof and refurbished deck w/new stairs and railings add value and peace of mind. Custom-built and cared for by its original owner, this home seamlessly combines modern convenience with timeless style.

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Winterizing Your Home: A Comprehensive Guide to Staying Cozy and Efficient


As the temperatures start to drop it's time to prepare your home for the winter. Winterizing your home is not just about staying warm; it's also about energy efficiency, saving money and preventing potential damage. In this guide, we'll take you through 10 tips to ensure your home is ready to face the cold, wet and sometimes snowy months ahead.

1. Seal the Leaks

One of the most effective ways to keep the cold out and the warmth in is by sealing any drafts or leaks in your home. Check for gaps around windows and doors, and apply weatherstripping or caulk as needed. Don't forget to inspect the areas around electrical outlets, pipes, and vents as well.

2. Top up Your Attic Insulation

Excessive heat escaping through your attic can lead to the cyclical melting and refreezing of snow on your roof, resulting in the formation of a substantial ice dam capable of causing significant damage. To remedy this, consider augmenting your attic insulation. Begin by gauging the insulation depth and if the levels measure less than 4 inches, it indicates a need to top up your attic insulation.

3. Check and Maintain Your Heating Systems

Your heating systems will be working hard during the winter, so it's essential to ensure it's in top condition. Schedule a professional inspection and maintenance for your HVAC system. Replace filters regularly, and if you have a fireplace, have the chimney cleaned to prevent chimney fires.

4. Clean Dryer Ducts

Over time, lint can accumulate in your dryer ducts, posing a fire hazard and reducing the efficiency of your dryer. Clean out the lint trap after each use, and periodically disconnect the dryer vent to remove built-up lint. This not only improves safety but also helps your dryer run more efficiently.

5. Protect Your Pipes

Frozen pipes can lead to significant damage and costly repairs. Insulate pipes in unheated areas, such as basements, crawl spaces, and attics. Consider using pipe insulation or heating tape for added protection. On extremely cold nights, let faucets drip to prevent pipes from freezing.

6. Prepare Your Windows

Ensuring a tight seal by caulking gaps and cracks around your windows and doors is crucial for maintaining a warm home and reducing energy consumption during the winter. Apply caulking to any gaps wider than the width of a nickel between your siding and window or door frames

7. Inspect Your Roof

Snow and ice can put a strain on your roof, so it's crucial to inspect it before winter sets in. Check for loose or damaged shingles, and repair any issues promptly. Clean out gutters to prevent ice dams, which can lead to water damage.

8. Prepare Your Outdoor Spaces

Winterize your outdoor spaces by storing or covering patio furniture, draining garden hoses, and shutting off exterior water sources. If you have hose bibs, use a cover for the winter. Trim overhanging branches to prevent damage from heavy snow and ice.

9. Install a Programmable Thermostat

Programming your thermostat to lower at a certain time of night and to warm up in the morning before you wake can lead to significant energy savings over the winter months. Sleep experts say that a temperature between 16 and 18 degrees at night also makes it easier to fall asleep and stay alseep!

10. Emergency Preparedness

Finally, make sure you're prepared for any winter emergencies. Stock up on essential supplies, such as non-perishable food, water, and emergency heating sources. Consider having a backup power source, such as a generator, in case of power outages.


Stay Warm, Stay Safe and Protect your Asset!

Selena & Steve

Follow along with us on social media:
@TheGrowRealEstateGroup

Call or text us:
Steve:
604-302-3882
Selena:
236-258-6606

Email us:
Steve: hello@stevegobeil.com
Selena: hello@selenawallace.com 

On Google:
Steve & Selena

#Grow With Us #Grow Your Wealth 

Legal Disclaimer

The information on this site is provided for interest only. This information should not be substituted for professional consultation or advice. While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, we are not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided as is, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. In no event will Grow Real Estate Group or any of its members be liable to you or anyone else for any decision made or action taken in reliance on the information in this site or for any consequential, special or similar damages.


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SOLD!  17 34332 MACLURE RD in Abbotsford

We have sold a property at 17 34332 MACLURE RD in Abbotsford. See details here

Welcome to this spacious 5-bedroom, 2.5-bathroom townhouse with a versatile rec room that could easily double as a 6th bedroom. Recent unit upgrades include new kitchen counters, stove, dishwasher, washer/dryer, upgraded flooring, and a brand-new hot water tank. Enjoy your own private backyard and the convenience of a single-car garage. The complex has seen significant updates, ensuring peace of mind for years to come - a new roof in 2022, updated gutters/downpipes in 2023, and a fresh coat of paint. 1 pet allowed, no size restriction. This fantastic property is perfectly situated near excellent schools and within easy walking distance to Clayburn shopping centre. Don't miss out on this ideal family home in a prime location!

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Open House. Open House on Sunday, November 5, 2023 2:00PM - 4:00PM

Please visit our Open House at 35698 TIMBERLANE DR in Abbotsford. See details here

Open House on Sunday, November 5, 2023 2:00PM - 4:00PM

Welcome to Timberlane's upscale charm with 2,939sqft of space in this elegant family home. This residence boasts a private, fully fenced backyard graced by mature magnolia, plum, and maple trees framing stunning views of the valley and mountains. Step inside to discover an updated modern kitchen and flooring, perfect for entertaining. The property includes a legal 2-bed, 2-bath suite with a separate entrance, offering income potential or space for guests. The new 2019 roof and refurbished deck w/new stairs and railings add value and peace of mind. Custom-built and cared for by its original owner, this home seamlessly combines modern convenience with timeless style.

Read

New listing in Central Abbotsford, Abbotsford

We have listed a new property at 17 34332 MACLURE RD in Abbotsford. See details here

Welcome to this spacious 5-bedroom, 2.5-bathroom townhouse with a versatile rec room that could easily double as a 6th bedroom. Recent unit upgrades include new kitchen counters, stove, dishwasher, washer/dryer, upgraded flooring, and a brand-new hot water tank. Enjoy your own private backyard and the convenience of a single-car garage. The complex has seen significant updates, ensuring peace of mind for years to come - a new roof in 2022, updated gutters/downpipes in 2023, and a fresh coat of paint. 1 pet allowed, no size restriction. This fantastic property is perfectly situated near excellent schools and within easy walking distance to Clayburn shopping centre. Don't miss out on this ideal family home in a prime location!

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